Harkle QR
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Free UPI Payment QR Code Generator.

Create a secure NPCI-compliant UPI merchant code. Fully static, free, and compatible with GPay, PhonePe, Paytm, and BHIM.

UPI Payment QR

Create a merchant QR code that supports GPay, PhonePe, Paytm, and all Indian UPI apps.

QR Dimensions

Enter some information on the left to generate your live QR code preview.

NPCI Standardized UPI Deep Linking

India's Unified Payments Interface (UPI) has revolutionized peer-to-peer and peer-to-merchant payments. By creating a direct bank-to-bank transfer protocol, UPI has reduced payment friction to near zero.

Harkle QR generates NPCI-standard compliant UPI codes using the official payment URI scheme: upi://pay?pa=address@bank&pn=MerchantName. When scanned, UPI apps recognize this URI, launch securely, and pre-fill the transfer fields automatically. This completely eliminates manual typing mistakes and speed issues.

Understanding the Form Fields

To ensure your payment QR code functions correctly:

  • UPI ID / VPA (Virtual Payment Address): This is your unique UPI handle (e.g. mybusiness@okaxis or 9876543210@paytm). Check your bank or payment app settings to copy it exactly.
  • Payee / Business Name: Specify the legal name or store name associated with the UPI account. This will display inside the customer's payment screen as verification.
  • Requested Amount: (Optional) Enter a fixed numeric value (e.g., 250.00) if you want to generate a code for a specific item, invoice, or ticket price. If left blank, the customer enters the amount manually.

Merchant UPI Cards

Don't settle for boring payment stickers. Use our Print Card Customizer to generate a high-quality payment standee card. Wrap your UPI QR code inside a professional template featuring custom brand colors, clean typography, and a prominent bank logo strip (GPay, PhonePe, Paytm, BHIM UPI). Print it directly to display on your retail counters, or download it as a PNG for digital invoices.